As you’re heading out of the holiday season, you may have found some extra time to research how you can avoid foreclosure. I applaud your taking the first and most important step in improving your situation—seeking help!
Here are the top three things you should focus on when exploring foreclosure alternatives:
1. Create a Budget: When seeking an arrangement with your lender you must prove the monthly income shortfall that keeps you from making your mortgage payments. Create an itemized list detailing your monthly income and expenses. Pull together bank statements and check stubs for the last three months.
2. Know your Options: It’s important to know you have several options to consider so you take advantage of the solution that is best for your specific situation. Find out more about your options on my website here: www.kristinecanhelp.com
3. Contact an Experienced Agent: A licensed agent who has undergone specialized training is vital to successfully navigating foreclosure avoidance. I’m extensively trained to provide you with the information you’ll need to execute a strategy tailored to your situation.
Most major lenders have granted a two-week foreclosure holiday from December 20-31. The sooner you call me, the more options you’ll have to prevent foreclosure and get back on track for a prosperous 2011!
